Who we are
About MyYachtsInsurance
Expert yacht insurance education and community resources for owners who expect to understand exactly what they are protecting.
Our mission
Clarity in a world built on fine print
MyYachtsInsurance exists to demystify yacht insurance and help owners make informed decisions about protecting their vessels. We believe that understanding your coverage shouldn't require a law degree or insurance industry experience.
The yacht insurance market is complex, with terminology like “agreed value,” “navigation limits,” and “named storm deductibles” that can confuse even experienced boat owners. We break down these concepts into clear, actionable guidance backed by industry expertise and real-world examples.
From the founder
“The owners we respect ask better questions. Our work is simply to make those questions easier to find.”
What guides us
Four standards we hold
Educational Focus
We create comprehensive guides, glossary definitions, and practical tools to help yacht owners understand policy language, compare coverage options, and identify gaps in protection.
Independent Information
We are not an insurance broker or carrier. Our content is educational only and designed to help you ask better questions when working with your own broker or insurer.
Community Knowledge
Our platform connects yacht owners, crew, and insurance professionals to share experiences, answer questions, and build collective expertise around marine insurance.
Real-World Scenarios
We focus on practical examples: What happens if a named storm hits while you're in Florida? How does charter use affect your policy? When should you increase P&I limits?
Who we serve
Built for the people on the water
Our content is designed for:
- Yacht owners shopping for insurance or reviewing existing policies
- Prospective buyers trying to understand insurance costs before purchasing a vessel
- Charter yacht operators navigating commercial insurance requirements
- Yacht crew seeking to understand Jones Act coverage and crew medical protection
- Marine industry professionals looking for educational resources to share with clients
Our standards
How we earn your trust
Every piece of content on MyYachtsInsurance follows rigorous editorial standards:
- We cite credible sources including major insurers, brokers, and industry publications
- We clearly distinguish between general education and specific policy language
- We update content regularly as the insurance market evolves
- We mark "last updated" dates on key pages so you know content is current
- We avoid affiliate relationships that could bias our coverage comparisons
For more details on how we create and maintain content, see our Editorial Policy.
In plain terms
What we're not
Important disclaimers
- We are not insurance brokers: We don't sell policies or receive commissions from carriers
- We are not legal advisors: Our content is educational, not legal or professional advice
- We are not a substitute for your broker: Always consult with a licensed marine insurance professional about your specific situation
- We don't endorse specific carriers: Policy features vary widely—what works for one yacht may not work for another
Topics we cover
The full spectrum of yacht insurance
Stay in touch
Contact us
We welcome feedback, questions, and suggestions for new content topics. While we can't provide personalized insurance advice, we're happy to hear what educational content would be most helpful to the yacht owner community.
Get in touch