Our Mission
MyYachtsInsurance exists to provide clear, accurate, and actionable education about yacht insurance. We are committed to transparency in how we create, review, and maintain our content.
Accuracy First
Every piece of content is fact-checked against credible industry sources before publication.
Regular Updates
We review and update key pages quarterly to reflect changes in the yacht insurance market.
Clear Disclaimers
We clearly distinguish educational content from specific policy advice or legal guidance.
Independence & Objectivity
No Broker Commissions
MyYachtsInsurance is not an insurance broker and does not receive commissions or referral fees from insurance carriers or brokers. This independence allows us to provide objective educational content without conflicts of interest.
No Carrier Endorsements
We do not recommend or endorse specific insurance carriers. Policy features, pricing, and service quality vary widely by region, vessel type, and individual circumstances. Our role is to help you understand what questions to ask your broker, not to tell you which carrier to choose.
Community Contributions
Our forum and knowledge base allow yacht owners and industry professionals to share experiences and insights. Community content is clearly labeled and represents individual perspectives, not official MyYachtsInsurance guidance.
Content Creation Process
1. Research & Sourcing
We begin every piece of content by consulting credible sources:
- Major yacht insurers: Policy documentation, coverage guides, and publicly available underwriting criteria
- Marine insurance brokers: Industry expertise on common coverage scenarios and policy language
- Industry publications: Marine insurance journals, yacht owner magazines, and professional trade publications
- Regulatory sources: Coast Guard regulations, maritime law references, and insurance department guidelines
- Real policies: When available, we review actual yacht insurance policy documents to ensure accuracy
2. Drafting & Review
Content goes through multiple review stages:
- Initial draft based on research and source materials
- Fact-checking against primary sources
- Clarity review to ensure concepts are explained in plain language
- Technical review for accuracy of insurance terminology and policy mechanics
3. Publication & Maintenance
Once published, content enters our maintenance cycle:
- Last Updated dates: All key pages display when they were last reviewed and updated
- Quarterly reviews: High-traffic pillar pages are reviewed every 3 months
- Market change monitoring: We track industry news and update content when significant changes occur (new regulations, widespread policy changes, etc.)
- User feedback: We welcome corrections and suggestions via our contact form
What We Are & What We're Not
We ARE:
- Educational resource: Explaining how yacht insurance works, what coverage options exist, and what questions to ask
- Community platform: Connecting yacht owners and professionals to share knowledge and experiences
- Research tool: Providing glossaries, guides, and calculators to help you understand your coverage
We are NOT:
- Insurance broker: We don't sell policies, bind coverage, or receive commissions
- Legal advisor: Our content is educational only, not legal advice specific to your situation
- Claims assistance: We don't handle claims, negotiate with carriers, or provide legal representation
- Substitute for professional guidance: Always consult with a licensed marine insurance broker about your specific needs
Disclaimers & Limitations
General Education Only
All content on MyYachtsInsurance is for general educational purposes. Yacht insurance policies vary significantly by carrier, vessel type, cruising area, and individual circumstances. What applies to one yacht may not apply to yours.
Not Policy-Specific Advice
We cannot interpret your specific policy language or advise on whether you have adequate coverage. For policy-specific questions, consult your insurance broker or carrier directly.
Market Conditions Change
The yacht insurance market evolves constantly. Underwriting criteria, available coverage options, and pricing can change with market conditions, catastrophic events, and regulatory updates. Always verify current information with licensed professionals.
Regional Variations
Insurance regulations, coverage requirements, and market practices vary by jurisdiction. Content that describes "typical" yacht insurance may not reflect your specific state or country's requirements.
Corrections Policy
Despite our rigorous review process, errors can occur. If you identify an inaccuracy in our content:
- Contact us: Use our contact form to report the issue with specific details
- We investigate: Our team reviews the reported issue against source materials
- We correct: If an error is confirmed, we update the content within 48 hours
- We note major changes: Significant corrections are documented in an "Updated" note on the affected page
Privacy & Data Use
For information about how we collect, use, and protect your personal information, please see our Privacy Policy.
Contact Us
Questions about our editorial process or content standards? We welcome your feedback.