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Yacht Insurance Guides

In-depth guides to the yacht insurance clauses that decide where you are covered, what you pay after a storm, and what you are paid after a total loss.

Written and reviewed by , Yacht Risk SpecialistUpdated

Coverage Basics

Navigation Limits and Lay-Up Warranty: Geographic Coverage Explained

Understand where your yacht insurance covers you and what happens if you cruise outside your policy's boundaries

Claims & Risk

Named Storm Deductible: Florida Hurricane Insurance Explained

Understand percentage-based hurricane deductibles and how they affect your out-of-pocket costs

Policy Types

Agreed Value vs Actual Cash Value (ACV): Which Yacht Insurance is Better?

Understand the critical difference in total loss payouts and how depreciation affects your coverage

Overview

Yacht Insurance: A Comprehensive Guide

Tool

Named Storm Deductible Calculator

Policy review

Free yacht insurance policy review