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Frequently Asked Questions

Browse 184 yacht insurance FAQs by category.

Claims30 questions

Insurance claims discussions and experiences

  • · What should I do immediately after an incident?
  • · Can I claim if my boat is damaged by a fishing net or trap?
  • · What if my boat is damaged in international waters by a foreign vessel?

Policies11 questions

Policy coverage and recommendations

  • · What does yacht insurance typically cover?
  • · How is my yacht insurance premium calculated?
  • · Can I get coverage for a boat I'm chartering?

Regulations2 questions

Maritime regulations and compliance

  • · What international waters coverage is needed for sailing across the Atlantic?
  • · Are electronic chart system (ECS) certifications required for insurance?

Maintenance1 question

Yacht maintenance best practices

  • · Do US Coast Guard safety inspection requirements affect insurance?

Safety13 questions

Safety equipment and procedures

  • · What do I do if there is no TowBoatUS in my area?
  • · What if my boat is damaged during towing?
  • · What vessel towing regulations affect insurance?

General127 questions

General yacht insurance discussions

  • · Do I need separate coverage for different cruising areas?
  • · How to Handle a Fuel Spill on Your Boat November 21, 2025 Somehow you’ve drenched your boat in fuel … here’s what you should do next?
  • · Do boats used for luxury floating hotels need special insurance?

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