Privacy Policy

Last updated: November 2024

1. Introduction

MyYachtsInsurance ("we", "our", or "us") respects your privacy and is committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our platform and tell you about your privacy rights.

2. Information We Collect

We collect and process the following types of personal data:

Account Information: Username, email address, password
Profile Information: Bio, yacht details, vessels owned
User Content: Posts, comments, reactions
Usage Data: Pages visited, features used, time spent
Technical Data: IP address, browser type, device information

3. How We Use Your Information

We use your personal data to:

Provide and maintain our Platform
Enable you to participate in interactive features
Send you notifications and updates
Provide customer support
Improve and personalize your experience
Detect, prevent, and address technical issues and fraud
Analyze usage patterns and trends

4. Data Sharing and Disclosure

We may share your information with:

Service Providers: Third-party services that help us operate the Platform (e.g., hosting, analytics)
Legal Requirements: When required by law or to protect our rights
Business Transfers: In connection with any merger, sale, or transfer of our business

We do not sell your personal data to third parties.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing, accidental loss, destruction, or damage.

6. Data Retention

We retain your personal data only for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

7. Your Rights

You have the right to:

Access your personal data
Correct inaccurate or incomplete data
Request deletion of your data
Object to processing of your data
Request restriction of processing
Data portability
Withdraw consent at any time

8. Cookies and Tracking

We use cookies and similar tracking technologies to track activity on our Platform and store certain information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

9. Third-Party Links

Our Platform may contain links to third-party websites. We are not responsible for the privacy practices of these external sites.

10. Children's Privacy

Our Platform is not intended for children under 16 years of age. We do not knowingly collect personal data from children under 16.

11. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

12. Contact Us

If you have any questions about this Privacy Policy, please contact us at privacy@myyachtsinsurance.com.