Protection and Indemnity Coverage

Essential Liability Protection

Last updated: February 23, 2026

P&I Coverage\n\nLiability coverage protecting against third-party claims.\n\n### Protection Coverage\n- Passenger injuries\n- Crew injuries\n- Third-party injuries\n\n### Indemnity Coverage\n- Damage to other vessels\n- Dock damage\n- Environmental cleanup\n\n### Recommended Limits\n- Under $100K yacht: $500,000\n- $100K-$500K yacht: $1,000,000\n- Over $500K yacht: $2,000,000+

Connect with experienced yacht insurance brokers who can help you understand your coverage options and find the right policy for your vessel.

Complete Physical Damage Protection

Return to our main Yacht Insurance Guide for a complete overview of coverage types, policy structures, and what to ask your broker.