Yacht insurance guide

Navigation Limits and Lay-Up

Geographic and Seasonal Restrictions

Last updated: February 23, 2026

Navigation Limits and Lay-Up\n\nUnderstanding where and when you can operate.\n\n### Navigation Limits\n- Coastal US waters\n- Caribbean (seasonal)\n- Bahamas\n\n### Lay-Up Warranties\n- Winter lay-up\n- Hurricane lay-up\n\n### Compliance Tips\n1. Know your limits\n2. Notify before traveling\n3. Get written confirmation

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Hurricane Deductibles for Florida Owners

Return to our main Yacht Insurance Guide for a complete overview of coverage types, policy structures, and what to ask your broker.