Provider Profile
IRCM Marine Insurance
Verified ProviderUK specialist marine broker sourcing superyacht and motor yacht insurance programmes from a panel of providers.
Coverage & focus
UK specialist marine broker sourcing superyacht and motor yacht insurance programmes from a panel of providers.
The summary above reflects how IRCM Marine Insurance describes its own focus in the yacht market. Confirm the specifics — limits, territory and conditions — directly with the provider before relying on any policy.
Company Information
What to confirm with any yacht insurer
Cover for a yacht is rarely one product — it is a stack of related sections, and the value is in the detail. Whichever provider you approach, these are the points worth settling before you bind a policy:
- Hull & machinery
- The basis of settlement — agreed value versus actual cash value — and what the sum insured covers.
- Protection & indemnity (P&I)
- Third-party liability limits for injury, pollution, wreck removal and damage to other property.
- Crew cover
- Employer liability, medical and repatriation for paid crew, where the vessel carries them.
- Navigation limits
- The cruising area the policy permits, and what happens if you sail beyond it.
- Lay-up & warranties
- Any seasonal lay-up period, survey conditions or warranties that must be met for cover to respond.
- Deductibles
- Standard excess plus any separate named-storm or windstorm deductible in exposed regions.
Related guides
Have a question about this provider, or about insuring your yacht?
Make an enquiryListed for reference — not an endorsement, quote, or affiliation.